Enterprise-grade security you can trust
We protect your data with the same security measures used by leading financial institutions. Your money and information are safe with Vydapay.
Bank-level encryption
256-bit AES encryption at rest, TLS 1.3 in transit
FCA authorised
Regulated by the UK Financial Conduct Authority
SOC 2 Type II
Independently audited security controls
PCI DSS Level 1
Highest level of payment card security
Security built into everything we do
From infrastructure to application design, security is at the core of Vydapay.
Infrastructure Security
Our infrastructure runs on AWS with multiple availability zones for redundancy. All servers are hardened following CIS benchmarks and protected by enterprise-grade firewalls.
- Multi-AZ deployment for high availability
- Automated security patching
- Network segmentation and firewalls
- DDoS protection via AWS Shield
- Regular penetration testing
Data Protection
All sensitive data is encrypted at rest and in transit. We use hardware security modules (HSMs) for cryptographic key management and never store card numbers in plain text.
- AES-256 encryption at rest
- TLS 1.3 for all connections
- Hardware security modules (HSMs)
- Tokenisation of card data
- Secure key rotation
Access Control
We implement strict access controls based on the principle of least privilege. Employee access to production systems is logged and reviewed regularly.
- Role-based access control (RBAC)
- Multi-factor authentication required
- SSO integration (SAML 2.0)
- Session management and timeouts
- Comprehensive audit logging
Monitoring & Detection
Our security team monitors systems 24/7 for suspicious activity. AI-powered fraud detection analyses every transaction in real-time.
- 24/7 security monitoring
- Real-time fraud detection
- Anomaly detection systems
- Security incident response team
- Automated alerting
Application Security
Security is built into our development process from the start. All code is reviewed, tested, and scanned for vulnerabilities before deployment.
- Secure development lifecycle
- Code review requirements
- Automated security scanning
- Dependency vulnerability monitoring
- Regular security training
Business Continuity
We maintain comprehensive disaster recovery and business continuity plans. Regular backups and failover testing ensure we can recover quickly from any incident.
- Daily encrypted backups
- Cross-region replication
- Tested disaster recovery plan
- 99.99% uptime SLA (Enterprise)
- Incident response procedures
Industry certifications & compliance
We maintain the highest standards of security and compliance.
PCI DSS Level 1
The highest level of Payment Card Industry Data Security Standard compliance. Independently audited annually.
✓ CertifiedSOC 2 Type II
Comprehensive audit of security, availability, processing integrity, confidentiality, and privacy controls.
✓ CertifiedISO 27001
International standard for information security management systems (ISMS). Demonstrates our commitment to protecting information assets.
✓ CertifiedFCA Authorised
Authorised and regulated by the UK Financial Conduct Authority as an Electronic Money Institution (EMI).
✓ AuthorisedGDPR Compliant
Full compliance with the General Data Protection Regulation for data privacy and protection.
✓ CompliantCSA STAR
Cloud Security Alliance Security, Trust, Assurance, and Risk registry certification for cloud security.
✓ CertifiedAdvanced fraud prevention
Our multi-layered fraud detection system protects your business from unauthorised transactions and keeps your money safe.
Real-time monitoring
Every transaction is analysed in real-time against hundreds of risk signals. Suspicious transactions are flagged or blocked automatically.
3D Secure 2.0
Strong customer authentication for online transactions reduces fraud by up to 70% while maintaining a smooth checkout experience.
Machine learning
Our AI models learn from millions of transactions to identify fraud patterns and adapt to new threats automatically.
Zero liability
You're protected from fraudulent transactions. If fraud occurs, we'll reimburse you for any unauthorised charges.
Security features for your team
Tools and controls to help you maintain security across your organisation.
Multi-factor authentication
Require MFA for all users to add an extra layer of protection. Support for authenticator apps, SMS, and security keys.
Single sign-on (SSO)
Connect Vydapay to your identity provider with SAML 2.0. Centralise access management and enforce your security policies.
Role-based permissions
Define granular permissions for different user roles. Ensure team members only access what they need.
Audit logs
Complete audit trail of all actions in your account. Export logs to your SIEM for compliance and monitoring.
IP allowlisting
Restrict dashboard and API access to specific IP addresses or ranges. Perfect for locking down to your office network.
Session management
Configure session timeouts and view active sessions. Force logout of any suspicious sessions remotely.
Responsible disclosure
We take security seriously and appreciate the work of security researchers. If you've discovered a vulnerability in our systems, please report it responsibly.
We operate a bug bounty program and offer rewards for qualifying vulnerabilities. Please email security@vydapay.com with details of any security issues.
Report a VulnerabilityQuestions about security?
Our security team is happy to answer your questions and provide documentation for your security review.