Issue cards in seconds, not weeks
Create virtual and physical Mastercard cards instantly. Set custom controls, track spending in real-time, and empower your team with the cards they need—when they need them.
Virtual Cards
Create unlimited virtual cards instantly for online purchases, SaaS subscriptions, and vendor payments. Each card gets unique details for maximum security and spending visibility.
- Instant creation — Ready to use in under 30 seconds
- Unique card numbers — Create dedicated cards for each vendor or subscription
- Single-use options — Generate one-time cards for added security
- Automatic expiry — Set cards to expire after a date or spending limit
- Immediate freezing — Disable compromised cards with one click
- No fees — Virtual cards are completely free to create
Perfect for:
Online advertising • Software subscriptions • Contractor payments • Travel bookings • One-time purchases
Physical Cards
Premium metal Mastercard cards delivered to your team. Use anywhere in the world—in-store, online, at ATMs, or contactless. Built to impress and built to last.
- Premium metal construction — Durable stainless steel cards that make an impression
- Contactless enabled — Tap to pay for fast, secure transactions
- Worldwide acceptance — Use at 100+ million Mastercard locations
- ATM access — Withdraw cash from any ATM worldwide
- PIN protection — Secure chip and PIN for in-person transactions
- Fast delivery — Delivered in 3-5 business days to any UK address
Perfect for:
Business travel • Client entertainment • In-store purchases • ATM withdrawals • Employee expenses
Complete control over every card
Set granular spending rules and restrictions. Changes take effect immediately.
Spending Limits
Set daily, weekly, monthly, or per-transaction limits. Limits update in real-time and can be adjusted anytime.
Merchant Categories
Allow or block specific merchant types. Restrict to business categories only, or block gambling, entertainment, and more.
Geographic Controls
Restrict cards to UK only, Europe, or specific countries. Perfect for limiting international fraud risk.
Time Restrictions
Limit card usage to business hours, weekdays only, or custom schedules that match your team's needs.
Instant Freeze
Freeze and unfreeze cards instantly from web or mobile. Frozen cards decline all transactions immediately.
Real-time Alerts
Get push notifications and emails for every transaction, decline, or suspicious activity as it happens.
Merchant Locks
Lock a card to a specific merchant. Perfect for recurring subscriptions where you want to prevent misuse.
Budget Tracking
Set budgets and get alerts at 50%, 75%, and 90% thresholds. Never be surprised by overspending.
Issue a card in 4 simple steps
Choose card type
Select virtual for instant online use or physical for in-person spending. You can issue both to the same cardholder.
Assign to team member
Select an existing team member or invite someone new. They'll receive an email notification with card details.
Set controls
Configure spending limits, merchant restrictions, and any other controls. These can be changed anytime.
Start spending
Virtual cards are ready immediately. Physical cards arrive in 3-5 days and activate through the mobile app.
Built-in fraud protection
Every Vydapay card comes with enterprise-grade security features to protect your business from fraud and unauthorised spending.
- 3D Secure 2.0 — Enhanced authentication for online transactions reduces fraud by up to 70%
- Real-time fraud monitoring — AI-powered systems analyse every transaction for suspicious patterns
- Instant notifications — Know about every transaction as it happens, spot fraud immediately
- Zero liability — You're never liable for fraudulent transactions on your cards
- PCI DSS Level 1 — Highest level of payment card security compliance
Vydapay vs traditional corporate cards
Ready to issue your first card?
Get started in minutes. No setup fees, no minimum commitment, no credit check.